In the United States you can apply for many different benefits. The Social Security Administration grants these benefits to different people depending on their situation and needs. On the one hand, the retirement benefit is one of the most common, but there is also the disability pension (SSDI).
This benefit is key in American society because it gives independence to people who cannot earn income from work. And it doesn’t just apply to people who don’t work for a long period of time. People who are temporarily unable to work also have access to this benefit.
As each situation is entirely personal, Social Security disability benefits are not the same for all beneficiaries. Depending on the type of disability, duration and other factors, the SSA will award a different amount of money. But there is an average amount that we will receive if our application is accepted. And there are a lot of documents that you have to give to the SSA to get access to this benefit.
The minimum amount with Social Security Disability Income
If we talk about the minimum amount for SSDI, Social Security talks about an average of $1,358.30 per month. This figure is calculated in 2021, so in 2022 you have to take into account the COLA increase. The vast majority are paid less than $2,000 per month, so it may sometimes seem insufficient. Although there is no minimum amount, the average pay shows the situation as a guideline.
To find out the exact amount you will get on SSDI, it is best to use the Social Security calculator. With this calculator you will have an estimated amount, so you can get a better understanding of the information. Remember that the maximum benefit is $3,345 per month. This figure is not bad, although depending on the individual case it may also be insufficient. Some people who apply for SSDI require specific care and special expenses, so it may not be enough.
Can I get SSDI and SSI at the same time?
The short answer is yes, you can. The long answer is that it depends on many factors and Social Security Administration can help you to understand it. To apply for SSI you need to earn less than $2,000 as an individual and $3,000 as a couple. And that’s not the only criteria, as there are other issues to consider. But they are compatible. What’s more, SSI was created for people on SSDI who don’t have enough money to pay all of their monthly expenses.
Don’t forget that you are required to pay taxes if you are paid above the minimum. So from all of the money listed above, you have to subtract taxes, whether they are state or federal taxes. And be sure to have all of documents that you need if you do not want Social Security denies your Disability pension.
