Workers in the United States are entitled to many different benefits. Each benefit has its requirements. Social Security Disability Insurance (SSDI) is one of those benefits and everyone can apply for it. Not everyone can eventually receive it, though. The requirements are very strict and the government denies many of these benefits for three main reasons. Therefore, if we want Social Security to accept our disability benefit we must avoid making these 3 mistakes.
It is important to remember that these disability pensions are mostly temporary. These pensions are intended to benefit workers who are unable to perform their jobs. There are times when SSDI can be long term. But they all require a series of official documents that if we do not have them, we may be denied.
Why does Social Security deny SSDI?
There are three main reasons why Social Security denies SSDI:
- The applicant does not have all the work history requirements: there are minimum technical requirements to be able to apply for SSDI. Among them, it is mandatory to have a physical or mental disability that does not allow substantial gainful activity (SGA). This situation must stretch over at least 12 months. A terminal diagnosis is also valid. After meeting the requirements, the Social Security benefit can be between $1,350 and $2,260. The final amount depends on personal situation.
- Missing documentation: Any benefit that includes any type of physical or mental disability must have legal documentation. It is not possible to apply for these types of Social Security benefits without submitting an official record with documents signed by a physician. Otherwise, the SSA will cancel the benefit for lack of documentation.
- The applicant does not know that he or she is entitled to an SSDI representative: It is common for the SSA not to inform everyone who wants to apply for SSDI that he or she is entitled to a representative. This person benefits the applicant and advocates for him or her if needed. The person does not have to go through the entire process alone. With this benefit, the applicant will have an easier time getting this Social Security benefit.
What can I do to get SSDI?
Knowing these three most common cases of Social Security denial, we must keep in mind that we cannot fall into these mistakes. To do this, do not forget that you must have a work history and all the legal documentation. Also, if you have any doubts, you can ask the SSA for a representative to help you with all the necessary SSDI documents.
If you want more information, you can go to a Social Security Administration office to ask. They will give you all the details you need to apply for SSDI. The local office will be able to help you with any errors that may exist with your application.