In the United States, having good control over the days on which the Social Security Administration sends out payments is critical. Since the Social Security calendar is announced well in advance, financial control is really easy. Keep in mind, though, that this calendar reflects the day on which the SSA sends out checks, not the day on which retirees receive this money. It can take up to 3 days for the amount of the check to show up in the bank account, although that is only an average.
That is the main reason for the delay of our Supplemental Security Income benefit. In this regard, the banks may be to blame for the delay. It is not common for Social Security to be at fault for the delay of one of the payments, as it is usual for the SSA to send the money on time. The bank can withhold money for a variety of reasons, so having control over this variant is very important.
If you want to stop having delays in your Social Security payments, the best option is to activate Direct Deposit, since this method ensures that you will receive the payment on the same day it is sent. In addition, you will not need a bank account to receive the check, since the Direct Deposit card is enough to make any kind of payments. You use it just like a debit card.
Reasons for Social Security SSI delays
One of the reasons for the delay in payment of SSI may be the fault of the bank itself. The Social Security Administration sends the money on time, but the bank can hold the payment. But there are other reasons why you haven’t received your SSI payment.
- Your bank has held your payment. The bank may hold the payment because your information is not up to date. If Social Security has some information and the bank has other information, your payment may be late.
- You have not updated your SSA information. You must report any change of information, such as getting married or divorced. Through My Social Security you can change your information and update your information so that you never lose your benefit payments.
Therefore, if you have not yet received your SSI payment from the Social Security Administration, you may need to contact your bank. In addition, you can also go to your local SSA office. They will be able to help you if your bank is unable to solve your problem.