Citizens of the United States have access to various benefits provided by the Social Security Administration, including disability payment. However, not all Americans are eligible for this type of benefit, as certain conditions must be met. These requirements relate not only to the disability itself, but also to other aspects.
In order to receive a monthly payment from Social Security Disability Insurance (SSDI), you need to have worked for a certain number of years. If you haven’t met this work requirement, you won’t receive the monthly payments. However, it’s important to know that each case is looked at individually by the Social Security Administration. They assess all applications, and in most cases, they expect you to have a work history for some years before applying.
While you don’t necessarily need to have worked for a minimum of 10 years like for old-age retirement, most SSDI applicants should have recent work history. If you haven’t worked in the years leading up to your application, it’s unlikely you’ll qualify for disability benefits.
Additionally, there’s a requirement for a specific number of work years, but the Social Security Administration will consider each case individually and adjust the payment amount based on your unique circumstances. This means they take your specific situation into account when determining your benefit amount.
These are the years you must work to apply for a disability pensioner’s pension
The Social Security Administration provides disability benefits for a variety of reasons. One of the main reasons is when a person faces a health problem that prevents him or her from performing his or her current job for a year or more. This is the definition of disability as applied in this specific context.
If you are wondering how to access Social Security Disability Insurance (SSDI), the requirements depend on the length of your work history and your age. Below is a breakdown of these requirements:
- If you experience a disability before your 24th birthday, you must have accumulated at least 6 work credits in the last 3 years.
- If the disability occurs between the ages of 24 and 31, you are generally required to have worked half of the time between age 21 and the date of application. For example, if the disability occurs at age 27, at least 3 years of work history in the last 6 years is required.
- If you are age 31 or older at the time of disability, you will normally need at least 20 work credits in the 10 years prior to your disability.
It is critical to keep in mind that each case is unique and the Social Security Administration will evaluate your eligibility on an individual basis. Even if you are unsure if you meet the criteria, it is advisable to file an application for disability benefits to have your situation analyzed. Don’t hesitate to explore your options and seek the assistance you may need.