Although a large number of United States citizens think that benefits are only for beneficiaries with a disability or for seniors, the truth is that the Social Security Administration has many different types of checks. And from among those checks, family members of disability beneficiaries can get a benefit.
While it is true that the benefit for these types of beneficiaries is not as large as that of the primary beneficiary, any kind of monthly check can help the family a great deal. Also, there are certain requirements to qualify for a disability family member benefit.
Just because you are a family member of a disability beneficiary does not mean that you will be able to get one of these benefits. It is necessary to meet certain conditions and to apply for a check on time. Otherwise, the payment will not arrive on a monthly basis.
Even so, there are several types of benefits for these family members. Depending on each situation we can get one benefit or another. It is possible to get a benefit for a spouse or a benefit for a child of a disabled person.
WHICH FAMILY MEMBERS OF DISABILITY BENEFICIARIES CAN GET SOCIAL INSURANCE?
If the disability beneficiary has family members who qualify, they can get a Social Security benefit. However, family members will not get a check indefinitely.
Likewise, they will not receive a very large amount. In total, they will be able to get a maximum of 50% of the primary beneficiary’s check. Knowing all this, the groups of family members who can get this check are:
- Spouse of 62 years of age or older.
- Spouse of any age with a child in their care (child must be 16 or younger or have a disability).
- Unmarried child. Adopted children, stepchildren, and even grandchildren are included. Must be under age 18
- Unmarried child over age 18 if he or she has a disability since before age 22.
- Ex-spouse. Within this category there are certain exceptions. Also, it does not affect your family group or the limits your current family will be able to get.
If you are in one of these situations, you can apply for a Social Security check. However, there are some limits to keep in mind, so you should not think that you will automatically get several checks as a family unit.
HOW DOES THE BENEFIT FOR FAMILY MEMBERS AFFECT THE SSDI BENEFICIARY?
When a family member is entitled to claim a Social Security benefit for a spouse or parent with a disability the primary beneficiary will not have a problem with this. He will not see a reduction in his monthly check, just as he will not see his benefit cut, except in very exceptional situations.
The only thing to keep in mind is that there are limits for family members. The maximum a family member can get is 50% of the check of the primary beneficiary. And not only that, but there is also a maximum on the total, and that is that the total cannot add up to more than 150% of the benefit received by the Social Security disability beneficiary.
So family members of a person with an SSDI check should apply for these types of benefits as soon as possible to be able to enjoy them. Just by meeting the requirements, they will be able to perfectly enjoy an extra monthly check that can be perfect for the whole family.