Those United States citizens who have only the Social Security benefit as their sole source of income should be well aware of the schedule of benefit payments in the United States. And from there they should also know what are the available means they have to be able to reclaim checks in the event that payment may be late.
By controlling all these variables, Americans can have a much more comfortable life. Especially in the case of retirees who have no more monthly income, since their economy depends on it directly. If you have not yet gotten your January check you should claim payment as soon as possible, since all Social Security retirement checks have left the Administration’s offices.
In short, we must not only monitor the payment schedule but also how to claim late checks. Those checks could help retirees with a Social Security benefit live the best golden years possible. If we have the option to claim the payment, we should do so as soon as possible to avoid further delays.
How can I claim back payments from Social Security?
There are two main ways to claim a late check from Social Security retirement. And the most striking thing about all this is that in order to make the second method of application it is mandatory to make the first one first. And it is very likely that if we try the second method, we will be asked to go back to the first one to do it. For that reason we must first perform the main one and then move on to the second one.
These are the two methods to claim the payments, in order:
- Contacting the bank. The first thing we must do is to talk to our own bank. And that is because sometimes the bank can withhold Social Security payments for many different reasons. So before you do anything else, talk to your own bank and ask if the money is withheld. If it is withheld, you should fix the related problem and that’s it. If there is no solution or the bank doesn’t know what happened, then you should move on to the second option.
- Talk to Social Security. This should be the last resort for all Americans claiming back retirement payment. If the bank does not know what is wrong with the check the Administration should be able to help us without any problems. So in that case we have to give all possible information we have about our case and the offices will help us.
To avoid delays of all kinds of payments we must take into account several elements. The first of these elements is not to have debts with the bank. The bank could withhold the Social Security payment if we have debts. Also, we must always keep our personal information up to date.
Any marriage, divorce, move or change of personal information must be reported to both the bank and the Social Security Administration. If we do not do this, the information of one of the parties could be erroneous and, therefore, the payment would be withheld.