Among all the services that the United States Government offers to help United States citizens to have a better life, Medicare is undoubtedly one of the best. Thanks to Medicare, many Americans can have access to medical services that are too expensive in the normal environment. So with this medical help they will be able to enjoy a better standard of living.
In this sense, Medicare is not just a watertight compartment with a part that offers some services. Within this medical help there are four distinct parts. When we access Medicare for the first time we only have access to Parts A and B. This is because they are the free parts for eligible beneficiaries.
However, there are other parts that are for payment. In addition to that, Part B also has a premium part for payment that we must contract separately. In the case of wanting to have Medicare Part C and D we must know that there are differences between both. Each of these parts has control over a different area. If we contract all the parts, we will obtain very good benefits.
Differences between Medicare Part C and Part D
The main differences between these two parts of Medicare lie in the ultimate utility. Leaving aside that each one has a different price and depends on each citizen, Part C is like a Medicare Premium. On the other hand, Part D is intended for drugs. In this way, help for drugs reaches the citizens who have contracted Part D.
This is so much so that many citizens pay hardly any money for their medications. Thanks to the services offered by this medical help we find that citizens who need insulin pay only $35 per month. Unlike Americans without Medicare Part D who pay a large amount of money per month for this medication.
On the other hand, it is also important to highlight the great usefulness of Part C. Thanks to Part C we will be able to access a large list of specialists. Each of these specialists will provide us with different services. This makes our access to medicine much more complete.
In conclusion, we can say that Medicare Part D is for help with medications and Part C offers premium medical services with the advantage of being able to choose the available specialist we like the most.
Even so, remember that in order to be eligible for Medicare we need to meet one of two requirements. On the one hand, we must be at least 65 years of age. On the other hand, citizens with a disability are also eligible for this medical help. So by fulfilling one of the two requirements we will be able to receive Medicare.
To finish the requirements it is important to point out that it is not mandatory to have a Social Security check activated. Although many citizens think that it is mandatory, it is not. It is advisable to collect Social Security at the same time that we have Medicare in order to have even more economic advantages, but it is not mandatory.