Social Security disability payments can sometimes arrive late in the pockets of beneficiaries in the United States. It is unusual for this to happen, but when it does it is always for one of the following reasons. In this regard, being able to identify what the problem is makes it much easier to fix.
In general there are three problems that cause our Social Security check to not reach our pocket on time. If we keep these problems in mind and fix them before they occur, the disability check will always arrive on time.
Still, in the event that a collection problem persists we can always claim either from the bank or the Social Security Administration for our disability check. That would be the last resort, but that option is also good and interesting to have our money on time.
How to claim July 12th disability benefit?
The first thing to keep in mind when claiming any Social Security disability payment is to know the schedule well. The second thing is to know the collection methods and the third thing is to have updated information.
By controlling these three aspects it is very possible that we will never receive a late check again. In addition, there are two ways to make a direct claim if we still do not receive a check on time.
Knowing the disability payment schedule well
The payment schedule is divided into 4 check mailings during the month. The first mailing is on the 3rd day for pre-1997 retirees. This payment is sent on the immediately preceding business day if the 3rd day is a holiday or weekend.
On the other hand, the other disability payments are on the second, third and fourth Wednesday of the month. Each of these payments is for a different group of retirees. In the case of July 2023, for example, the payments are on the 12th, 19th and 26th. Any beneficiary with a post-1997 benefit collects on one of these days.
However, it is also necessary to take into account the birthday of each retiree to determine the collection dates for post-1997 retirements. The second Wednesday of the month is for retirees born between the 1st and 10th. The third Wednesday of the month is for beneficiaries born between the 11th and 20th. Finally, the third Wednesday of the month is for retirees born between the 21st and 31st of the month.
Methods of collecting Social Security
To receive Social Security, there are currently two different methods of payment. On the one hand, we have the classic bank transfer. On the other hand, we have Direct Deposit.
The fastest, without any doubt, is Direct Deposit, since the disability benefit payment arrives instantly. If we choose the bank transfer the money could take up to 3 days to appear.
Update the information
If we want the disability check to never arrive late, it is mandatory to update our information. This is essential, otherwise the bank may withhold the money. Any change within our personal information must be notified.
We must also notify the Social Security Administration. A wedding, divorce, or moving, for example. Any action that changes our personal information must be recorded to avoid delays in retirement checks.