United States Social Security retirement benefit checks do not change based on the state in which we live. This means that no matter where we are in America, we can apply for Social Security without fear of receiving less money. Nor will we receive a higher benefit in different places, so we don’t have to look for a State where we can get a higher benefit.
However, everything changes a bit when it comes time to pay taxes. The Social Security Administration sends the same check regardless of the state, but the taxes you pay do affect the final amount.
Your earnings history, along with your years worked and retirement age, will determine how much money you earn in the future. Those are the most important elements for modifying the check. But living in one state or another will make or break whether or not we have to pay taxes on this check. As far as federal taxes are concerned, it should be noted that they are mandatory. State taxes are avoidable, although it depends on some factors.
Not all retirees are required to pay taxes. In fact, it is advisable to consult a specialist to help us determine if we have to pay Social Security taxes. This is the best way to avoid future problems. An advisor can help us determine whether or not we really have to pay taxes.
What we do know for sure is that these States do not tax Social Security checks. Likewise, we also know which states do require you to pay payment.
States that tax Social Security Checks
Here is the list of states where you are required to pay state Social Security taxes:
- Colorado
- Connecticut
- Kansas
- Minnesota
- Missouri
- Montana
- Nebraska
- New Mexico
- Rhode Island
- Utah
- Vermont
- West Virginia
Therefore, if you live in one of these states your Social Security check will be a little smaller, since you will have to pay part of it in taxes.
On what days are SSA pension checks sent?
The Social Security Administration pension is always cashed on the second, third and fourth Wednesday of the month. Knowing this in advance is a great advantage for all retirees who are already collecting their benefit.
In the month of December the days to collect the subsidy are the 14th, 21st and 28th of the month. Depending on the day of birth you will receive the check on one day or another.