The Social Security Administration divides United States retirement payments into different days. The ultimate goal of this system is to avoid payment delays and to ensure that each beneficiary receives a check on time. For this reason, we can ensure that the Social Security Administration sends all benefits on time.
Therefore, whether or not you receive your check on the exact day does not depend entirely on the Administration. Even though the Social Security calendar is very strict in terms of days, retirees may receive checks a little late. But this is out of the Administration’s own hands. The reason for the delay has nothing to do with Social Security on most occasions.
So we should do our best to make sure that the monthly payment reaches our pockets on time. In this case, we should check that everything is in order. In the case of not having received the check on time we have to check several things. Is your Social Security check arriving late and you don’t know what you can do to claim it?
Reasons why a Social Security check may arrive late
Before we look at how we can claim any Social Security payment we need to consider the reasons why it might be late. There are several reasons, so pay attention to all of them, as one of them could be the culprit for our payment not arriving on time:
- It’s not your payday. If it’s not your payday, the check will never arrive on time. So check the calendar well before claiming. Sometimes we can make a mistake in determining which date the Administration sends us the check.
- The bank has withheld the money. There are times when the bank may withhold our money. This may be because we have a debt or something like that.
- Our information is out of date. We always need to update our information for both Social Security and the bank. Any change in our data can make a delay in retirement payments.
There are other reasons, but these are the main ones. Double check that you have no errors in your information and that the day of the Social Security check is the one you are thinking about.
Claiming Retirement Payments
In order to claim retirement payments we have several options available to us. The first is to contact the bank directly. As we have mentioned before, the bank could withhold the money for several reasons. That is why it is best to contact the bank first before talking to Social Security.
If the bank cannot offer a solution, it is time to go to a local SSA office. Remember that on weekends the offices are closed, but My Account is always working. So check your information online.
You can also call Social Security by phone at 1 (800) 772-1213 for any kind of inquiry related to your benefit. Still, remember that the June 2nd payment is only for beneficiaries who retired before 1997. If those are not your conditions, your check will arrive in the next few weeks.