The Social Security Administration in the United States has recently strengthened the identity verification process linked to direct deposit information. This measure aims to provide greater security for people who are applying for benefits for the first time or who need to change their bank account details in the official records.
This change does not affect the receipt of current payments, nor does it imply that beneficiaries must carry out any additional procedures if they do not plan to change anything. People who are already collecting their monthly check will continue to receive the money in the registered bank account, without having to re-verify their identity or contact the agency.
Additional verification will only be necessary in two specific situations: when submitting direct deposit details for the first time for the collection of certain financial benefits, or when requesting a change in the registered bank information. In both cases, the fastest and safest way to do this is through a personal account at my Social Security.
When is it necessary to verify identity with Social Security?
Not all beneficiaries need to carry out this procedure. The security reinforcement only applies in the following situations:
- When a person applies for cash benefits for the first time and needs to provide their direct deposit information.
- When a beneficiary who is already getting monthly payments decides to change the bank account registered in the Social Security files.
In these cases, identity verification will be mandatory. However, it is not necessary to go in person or call the offices if the procedure can be done digitally. The best alternative is to log on to the official portal and manage the changes from a personal my Social Security account, available to all eligible citizens.
It is important to emphasize that no action is required if the person does not wish to make changes. Payments will continue to be deposited as usual in the linked account, without delays or interruptions, and without having to prove identity again.
How to keep direct deposit details secure
Although the verification process has become stricter in certain circumstances, the Social Security Administration continues to promote the use of digital platforms to facilitate the management of benefits. To protect your data and avoid fraud or delays in collection, it is recommended that you:
- Create a secure account on my Social Security as soon as possible, even if you do not need to make any immediate changes.
- Avoid sharing personal or bank details by phone or email, unless it is through official channels.
- Keep bank information up to date, especially if you change banks or account numbers.
This approach allows for greater control over personal data, reduces the risks associated with fraud and speeds up requests related to the direct deposit of Social Security payments. As long as there are no changes, people will continue to get their money in the same account and on the usual date.
