Any of the United States citizens who have a Social Security benefit can find out on what day they will receive their next retirement check. And it doesn’t matter if that retirement is for disability or age. The important thing in these cases is always to have an accepted benefit. For that reason, any group of pensioners can check to see when they will get a check.
However, there are times when the check might arrive late to retirees. This is not usually the fault of Social Security, and the fact is that the Administration always sends the checks on the days marked on the calendar. So most of the time, it is the beneficiaries themselves who are to blame for the delays.
This is because pensioners can make a series of mistakes that cause their check to arrive late. But these mistakes are really easy to fix. If we correct all these mistakes, our Social Security benefit will always reach our pocket on the right day. It’s very easy to fix the errors every time.
How can I get my Social Security on time?
The first thing we should always consider is the method of payment when receiving Social Security. If we choose the right collection method, the check will always arrive on time, with few exceptions. In this regard, Direct Deposit is always the best choice. With this method of collecting Social Security, we will be able to receive our pension money instantly.
If we choose to receive the money by a regular bank deposit, it may take up to 3 days for the money to appear. That is why it is always advisable to choose Direct Deposit above all else. But choosing a collection method is not the only thing we can do to avoid delays in receiving a Social Security benefit.
What mistakes do we make to delay the pension?
The pension always arrives on the second, third or fourth Wednesday of the month. This is the usual schedule for regular beneficiaries. There are also other types of beneficiaries who receive their check on different days. If we applied for the benefit before 1997, this schedule is not for us. That group of retirees receives their check on the 3rd of each month.
But the rest of the retirees get their benefit on the days mentioned above. Each of these days is for a different group. This is so if we do not make the following mistakes:
- Having debts with the bank.
- Not updating our personal information.
These are the two most common mistakes. As for having debts with the bank, this problem should be solved directly with the bank. On the other hand, updating our personal information is something we must do at all times.
If we move, get married or get divorced, we must notify Social Security. And not only that, but also our bank. The data must be the same on both sides, because if the bank receives a payment for someone with a different last name it could hold it for an undetermined amount of time.