For Americans with disabilities seeking disability benefits, applying for benefits through Social Security is the most advisable option. However, there are two important federal programs to consider.
One of the most attractive options may be Social Security Disability Insurance (SSDI). This becomes an excellent alternative when the applicant has had a history of employment and has contributed taxes for several years.
Another viable option is the Supplemental Security Income (SSI) program. This program is designed for disabled individuals with limited work histories, children with disabilities, and people over the age of 65.
Can I get a Social Security disability help?
The ability to earn money while one is disabled is a question many people ask when seeking financial support through programs such as Social Security Disability Insurance (SSDI) and the Supplemental Security Income (SSI) program. These programs have their own rules and limitations, and it is important to understand how they work in relation to the ability to generate income while coping with a disability.
SSDI, in particular, is known to offer greater earning potential compared to SSI. The maximum possible amount that can be gotten through SSDI amounts to $3,627 per month, in contrast to the $914 provided by SSI. It is important to note that some individuals are eligible for both programs, which could provide more significant financial support.
When considering the average SSDI benefits, these amount to approximately $1,358 per month. To get an accurate estimate of how much you could get through SSDI, you can create a free account on the mySocialSecurity website. There, you will have access to detailed information about the amount the Social Security Administration expects to provide you through this program.
It is important to note that many people with disabilities continue to work while getting SSDI benefits. However, there is one important factor to keep in mind: if you decide to continue working, your SSDI benefit amount will be reduced. The decrease in your monthly income will depend on how much you earn at your current job.
To better understand how much your SSDI benefits will be reduced by working, the Social Security Administration provides detailed information on its website. Here, you’ll find helpful resources that will allow you to calculate the exact amount of reduction based on your earned income.
So it is possible to earn money while disabled, especially through the SSDI program. However, it is critical to know the rules and regulations governing these programs, as well as the financial implications of continuing to work while getting benefits. Information provided by the Social Security Administration and expert legal advice can be of great help in making informed decisions and ensuring adequate financial support for people with disabilities.