In order to find out the days on which retirees in the United States receive their Social Security check, you only need to check one piece of personal information. With the personal data of the birthday we can know the days in the year in which a retiree receives the retirement benefit. In this sense, there are three different groups into which all U.S. retirees who receive Social Security are divided.
On the one hand, we have retirees born between the 1st and 10th of the month. On the other hand, the second group is made up of beneficiaries whose birthdays fall between the 11th and 20th of the month. Finally, the third group is made up of retirees born between the 21st and 31st of the month. It is not the date of the month that is important, but the date of the birthday. Therefore, a retiree whose birthday is in January should only consider the day and not in January. All retirees will receive their benefit check each month regardless of the month of birth.
The next of the checks will arrive on the 21st of December. This will be the last check of the year for a large group of retirees. This check will reach the pockets of the second group of Social Security users. Therefore, seniors born between the 11th and 20th will have their retirement check available to them in just a few days.
How to increase the Social Security check?
To increase the Social Security check, there are three basic elements that we must maximize.
- Retirement age. The later we retire, the better our monthly check will be. Applying for Early Retirement Age at 62 means losing 30% of the final amount. This means that if our Social Security check is $1,000 we only actually receive $700 a month. The age at which we get 100% of the check is at age 67, which is called Full Retirement Age.
- Years Worked. This point is also very important. The Social Security Administration calculates the monthly benefit check based on the 35 years in which the worker has earned the most money. If a U.S. citizen has worked less than that time, it will greatly reduce the average. Each year not worked below age 35 means adding 0 to the average.
- Salary as a worker. Working at a high salary will mean having a good pension check in the future. The higher the salary, the more taxes we pay. The more taxes we pay, the better Social Security check in retirement.
Therefore, a senior should strive to retire as late as possible and work for many years at the highest salary. In this way he or she will get the best Social Security check possible.