Of all the Social Security retirement payments made in April, the one made on the 3rd may be the most important because it is the first of the month. This payment goes to the households of the longest-retired citizens of the United States, so in that sense we could also be talking about the most vulnerable citizens.
If you have a Social Security retirement check, you should know that the payment on this 3rd day could reach your pocket, although it all depends directly on which group of retirees you belong to. If you belong to group 1 of retirees, the payment will reach your checking account today or, at least, the administration will send it so that it will be available to you soon.
Who gets the Social Security payment today?
As we have already mentioned, only group 1 retirees can receive this benefit payment. The payment will be sent by the Social Security Administration today, April 3rd, 2025, but to get it right now, it is not only necessary to be part of group 1 of retirees, but it is also mandatory to meet another requirement.
This other extra requirement is to have the fastest collection method activated. In this sense, the collection method would be Direct Deposit, since if we receive the money by bank transfer we will be able to get the payment anyway, but we will get it a few days later. There is no doubt that it is advisable to have this collection method activated, but it is not mandatory.
Likewise, group 1 of retirees is made up of those who retired before May 1997. If your check is from before that time, you are in this group and, therefore, will directly benefit from this payment sent by the Social Security Administration.
How do you get the $5,180 Social Security payment?
The truth is that the benefit you will receive in April 2025 will be the same as what you have received in the previous months of the year. So, if your payment in February and March was $1,860, you will now receive the same payment in April. And there is no way to increase this benefit, since once we retire the Social Security Administration calculates our monthly check.
Of course, if we have not yet retired it is a good idea to maximize our collection options. To do this, we must apply for Social Security as late as possible, have a good salary during the years worked and, in addition, work at least 35 years. The closer we are to 70 when we retire, the better monthly payment we will have in the future.