For any citizen of the United States, being able to know every day of Social Security payments is possible by just checking a few facts. The date of birth is key to determining on which day we will collect our Social Security retirement or disability benefit.
Thus, all citizens can look at the official calendar that the Social Security Administration announces every year. Thanks to this calendar, knowing the day of payment is very easy. And the key to be able to mark on our calendar which day we will be able to have access to the cheque is our birthday.
Therefore, we can determine as of today that the payment for this day has already been sent by Social Security. Only one group of retirees will be able to receive a check for February 22nd. This is the last payment of the month, so the rest of the retirees should have received it in the past.
How do I request a back payment from Social Security?
To verify that there are no problems with our Social Security payment the first thing we need to do is contact our bank. There are times when our bank may hold our retirement check for the following reasons:
- Wrong personal information. It is important to update the information in our bank in case of divorce, marriage or moving.
- We owe money to the bank. If we owe money to our bank, the bank may withhold our Social Security check. That is also why it is so important to pay our mortgages and personal loans as soon as possible.
- There is a problem with the bank. It could be that our bank is having some internal problems, so we should ask in case we don’t receive a check on time.
Besides that, the other point where our Social Security check may be delayed is with the government itself. It is not usual for the Administration to send the check late, but it can be due to several reasons:
- We do not have Direct Deposit activated. With this collection method, it is possible to receive the check instantly. Otherwise this is not possible, as it can take up to 3 days for the money to appear in the bank account.
- We have not updated our data in My Social Security. Just as it happens with our private information in the bank, we can have problems with Social Security if we do not update it. Remember to always have all of this updated.
- It’s not our turn to cash a check. On this day retirees born between the 21st and 31st of the month are the ones who cash the cheque. If you were not born on this day, you will not be able to collect the benefit, but you will collect it earlier.
Therefore, you must first contact the bank and if they do not offer you a solution, then contact the Social Security Administration. In one of the two places they have to give you a possible answer to your problem with the retirement check.