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Reasons why your Early Retirement Age Social Security check could be late

Although the Social Security Administration sends pension payments in a timely manner, sometimes there may be delays due to external reasons

TD Editorial by TD Editorial
28/12/2022 08:10
in Money
Social Security Administration will send checks on time but they could be late for some reasons

Social Security Administration will send checks on time but they could be late for some reasons - CANVA

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Payments from the Social Security Administration always have an exact date on which the SSA sends them. By being able to know the days on which the Administration sends out payments, keeping track of household finances is an easier task. This is one of the great advantages of cashing your Social Security pension check. Unlike checks as a worker, pension checks always arrive on the same day. When we receive the salary depends on the individual situation.

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When it is time to retire, this is a plus. We can always know the day on which Social Security will send us the check. In this sense, the days on which we will receive the payments will always be on the second, third or fourth Wednesday of the month. In addition, Supplemental Security Income recipients also receive their payments on the first of each month. This is the case with some exceptions.

But not everything depends on the Social Security Administration. That is why there are times when you will encounter a delay in receiving your retirement or disability pension check. Even so, it is easy to avoid this type of inconvenience. At the very least, there are certain actions we can take to prevent the delay from being our fault.

Why is my Social Security check late?

There are two main reasons why your Social Security check might be late. The first of these reasons is that the SSA itself has not yet sent the check. This is not at all common, but it can happen. It depends on several factors, but the main one is that our personal data is out of date.

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SSA card and dollars
SSA card and dollars – CANVA
  1. The solution to this problem is to update all our data through My Social Security Account. Apart from this, we also have the possibility to contact the local SSA office directly and ask if there is any other problem with our pension.
  2. On the other hand, the second main reason for the delay in Social Security payments is the bank. Cashing the pension check through bank deposit can cause delays. But those delays do not depend on SSA at all, so you should contact the bank first to eliminate possible problems.

In short, if we have all our information updated with both the bank and the Social Security office, the monthly pension check should arrive on time. However, there are times when these errors are beyond our control. Also, it is good to remember that activating Direct Deposit as a payment method speeds up the process a lot, so we should keep this in mind.

Tags: moneypaymentretirementSocial SecurityViral
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