Every year, thousands of United States citizens apply for their Social Security retirement check. Within retirement there are different categories such as age retirement, disability retirement, or widow’s retirement. Each of the categories has a maximum check.
And the truth is that Americans want to get the best benefits for their retirement. In the case of the monthly Social Security check this is possible if we know how. But the truth is that in order to do so, we must plan ahead.
Also, the maximum retirement check is not available to all Americans. To reach such a high amount, several requirements must be met. If we meet them, we get the maximum check. If not, the payment will be less, although we will not necessarily have a small Social Security.
What is the maximum Social Security check?
As we have already mentioned, the maximum Social Security payment depends on the category to which we belong. Even so, there is a maximum payment within those categories. Let’s take a look at the main categories to find out what your maximum checks are.
The maximum payments in 2024 in the most common retirement categories are:
- Retiree at age 62: $3,627 per month.
- Retiree at age 67: $3,822 per month.
- Retired at age 70: $4,873 per month.
- Disability Pensioner: US$ 3,822 per month.
From the age of 62 we can apply for retirement if we have worked at least 10 years. This means that it is not mandatory to retire at that time, but it is possible. If we take longer to retire, the closer we get to the maximum check.
In this sense, not all Americans can reach a very large amount. Regardless of this, we can apply for additional checks such as Supplemental Security Income.
In that case, we could get up to 914 dollars extra every month, but it is mandatory to meet other different requirements. Be that as it may, the important thing to keep in mind is that the maximum Social Security check in the United States in 2024 is $4,873 per month.
If we have such a check we could have a good few golden years. If not, we would have to look at other fringe benefits such as SNAP Food Stamps, Supplemental Security Income or some other stimulus check available.