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January 2025 SSI will not arrive in January for thousands of Americans

SSI payments arrive on different days of the month and the January 2025 payment may not arrive in the same month to some United States citizens

Francisco Garrido
14/05/2025 09:07
Cost of living COLA will make checks for Disabily, retirees and VA get bigger

Cost of living COLA will make checks for Disabily, retirees and VA get bigger

Anywhere in the United States, United States citizens who are waiting for the January 2025 SSI payment may not get it in the usual month. This is due to an irregularity in the calendar, which can make changes in the plans of the beneficiaries of this benefit.

What is certain, however, is that if we have a SSI check accepted, we will get the payment as usual, although it may not be on the usual day. All this will depend on the collection method chosen, since there is an irregularity in the January calendar that causes the SSI payments for this month to change completely.

When does January 2025 SSI arrive?

The payment of this SSI benefit has a peculiarity, and that is that the Social Security Administration sends out Supplemental Security Income payments on the 1st of each month. However, if the 1st of the month is a holiday or weekend, the Administration sends out a check on the immediately preceding business day.

Therefore, we find ourselves in January in this precise situation. So on the 1st of January the Administration will not send an SSI check, but will send it earlier. To be more precise, the payment will be sent on the 31st day of December 2024. This implies that citizens who have this benefit accepted could have the payment before the year arrives.

In this sense, on that same 31st of December 2024 the first increase would arrive through the COLA 2025, since the January SSI payment would have this Cost of Living Adjustment included. Remember that if we do not have Direct Deposit activated, we will not be able to get the payment on the same day it is sent, but we will have to wait a few days until we can have the benefit in our bank account.

In any case, on December 31st the Social Security Administration will send all SSI checks to all beneficiaries. And the payment will not be the same as in 2024, but will incorporate the 2.5% COLA. Having it on the same day or a little later will depend directly on the collection method we have chosen.

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