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How can a child get a monthly Social Security check?

Although it is not very common for a child to collect a Social Security payment each month, there are situations in which this may happen

Francisco Garrido
14/05/2025 09:08
Children could get a SSDI payment from Social Security

Children could get a SSDI payment from Social Security

The United States Social Security benefit checks are not just for citizens over age 62. Some Americans who are not that age can get one of both the retirement payment and the extra SSI check. Both types of benefits are very helpful in getting enough money to get through the month.

And within this group of citizens under the age of 62, there are also children. Some children can claim both SSDI and Supplemental Security Income checks. Ultimately, if they can claim the first of these Social Security payments, they may be eligible for the second.

In order to get these payments, you must meet certain requirements. Once you meet these requirements, you will be able to receive one of these monthly benefits to use for any expenses you have. You do not need to meet any requirements to get the payment other than those required by the Social Security Administration.

Social Security for Children with Disabilities

Social Security checks may be available for Americans with disabilities who are not older than age 62. And children fall into this group of Americans. So children who are eligible may be able to have such a payment.

SSDI checks for children come in if they fall under some of these situations:

  • Severe physical or intellectual disorders.
  • Cancer.
  • Down syndrome.
  • Cerebral palsy.
  • Low birth weight.
  • Total loss of vision.
  • Total loss of hearing.

Be that as it may, it is true that each case is totally unique. The Social Security Administration looks at each of these cases on an individual basis. But the standard is that if a child is under these circumstances, he or she can get a monthly SSDI payment. If a child reaches the age of 18, he or she may lose this benefit. However, children under the age of 22 may still have access to these benefits if they attend elementary or secondary school.

After that time, the beneficiary will need to apply for regular SSDI for adults from Social Security. In addition, he or she would probably have to reapply for Supplemental Security Income as well, since the personal situation would be entirely new.

Maximum Social Security Payments for Children

As with all other Social Security benefits in the United States, there is a maximum on the amounts of children’s checks. The maximum SSDI retirement payment is $3,822, while the maximum SSI payment is $943 per month.

It is unusual for a child to collect a maximum Social Security payment, but it is certainly possible for this to occur. Everything will depend on the individual situation, so until the citizen applies to the Administration for payment, he or she will not know the exact amount.

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