As soon as the year 2024 and the Christmas season are over, we can expect to see a new Social Security payment in the United States. It is true that some citizens will get their payment sooner than others, but what is also true is that all kinds of retirees will be able to enjoy their benefit in the first month of 2025.
So, Americans who are expecting to get their new check at the beginning of the year may also see their benefit increase thanks to the Cost of Living Adjustment. Social Security retirement payments can reach new highs regardless of category, so we won’t have the same check we collected in this year 2024.
Social Security Schedule in January 2025
Social Security checks will reach new maximums in January 2025, but that doesn’t mean every American will have a maximum retirement check. Every citizen gets a new amount based on the checks they get in 2024. The Cost of Living increase is proportional, so every American will get a payment depending on what their benefit was until now.
With this in mind, the January 2025 Social Security payment will arrive on the following days of the month:
- January 3. Pre-May 1997 retirees.
- January 8. Post-May 1997 retirees with birthdays between the 1st and 10th of any month.
- January 15. Post-May 1997 retirees with birthdays between the 11th and 20th of any month.
- January 22. Post-May 1997 retirees with birthdays between the 21st and 31st of any month.
- January 31. Extra SSI payment pertaining to the February 2025 calendar.
Remember that with Direct Deposit the money arrives immediately, but if we do not have this collection method we will have to wait a few days until we can have the payment in our checking account. In any case, the maximum waiting time is usually 3 days.
What will the maximum Social Security check be in 2025?
The maximum Social Security payment in all categories in 2025 will be $5,180. That said, to reach that amount you need to have both maximized your benefit during your working years and applied for a retirement check at age 70.
Disability retirees can have a check of up to $4,018, as can retirees at age 67. It is true that Full Retirement Age is not for everyone at the same age, but it is usual that we have to wait until 67 to get it.
As for SSI, we find that the maximum payment of $ 943 becomes $ 967 per month, so this extra check for Social Security beneficiaries is very close to $ 1,000, something that will help all beneficiaries in a very direct way.
