Having a monthly disability benefit in the United States is made possible by the Social Security Administration. With these checks, millions of Americans receive a monthly amount of money sufficient to meet their expenses. While it is not advisable to have Social Security disability as the only source of income, in some cases it is unavoidable.
Since we may find ourselves in the situation where we have no other monthly income other than the disability check, receiving it on time is critical. And the truth is that the Social Security Administration always sends these checks on time and without delay. However, there are some citizens who may receive it late.
It all depends on several factors and some of them are totally controllable. So don’t forget that you should do everything in your power to avoid delays in your Social Security disability benefit payments in May. Do you already know on which day you will receive your retirement check?
Reasons Your Disability Benefit May Be Late
Social Security disability checks are always mailed on the days set by the Administration on the calendar. This payment schedule is easy to know and thanks to knowing this we can have a great financial organization at home. Therefore, the first thing we have to do is to know the calendar well.
If we know the exact day the Social Security Administration will send our disability check we will be able to know if it is late or not. There are times when retirees, because of disability or age, think that their check is late but it is not. The day of collection is really critical, so we need to know it perfectly.
In this regard, there are 4 paydays for Social Security disability retirees. The first of these days is the 3rd of the month. On this day, pre-1997 retirees receive their check. On the other hand we have the second, third and fourth Wednesday of the month. On each of these days a group of post-1997 retirees can collect their benefit. Having the check on one day or the other depends on the birthday date.
Once we know on which day we will cash the check we should pay attention to the following possible reasons. Because of one of these things the money could be late month to month.
Failure to update our personal information
Both the bank and the Social Security Administration must have all of our information up to date. If we get married, divorced or move we should always send in updated information. Otherwise, the disability check could stop along the way.
This is essential for any type of Social Security benefit. So inform all entities the moment your information changes, even if it seems like a small thing.
Do not activate Direct Deposit to receive the disability benefit
The collection method is critical to receiving the money on time. While it is true that you already know the days on which the Administration sends the money, receiving it on time is another matter. It can take up to 3 days to receive the benefit by regular bank transfer.
However, if we activate Direct Deposit we will have access to the money immediately. So remember to activate this option to avoid delays in the payment of any type of benefit.