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All U.S. retirees should know: you can receive two payments in December

It is possible to get an extra Social Security payment in the month of December due to a calendar irregularity, so we must check if we are eligible

Francisco Garrido
14/05/2025 09:07
All U.S. retirees should know: you can receive two payments in December

All U.S. retirees should know: you can receive two payments in December

United States citizens who get Social Security retirement benefits should pay special attention to the December payment schedule. This month, some beneficiaries will have the opportunity to get two deposits, a strategy by the Social Security Administration to ensure that citizens get their money on time, even on holidays.

The first payment corresponds to the regular monthly benefit, assigned according to the beneficiary’s day of birth or the time he or she started getting benefits. On the other hand, the second deposit is related to January’s Supplemental Security Income (SSI), which will be advanced because January 1, 2025 is a holiday. This advance ensures that millions of Americans can get their money before the end of the year.

It is critical for beneficiaries to understand how the Social Security schedule works for December, as payment days are not only adjusted to avoid delays, but can also vary depending on the type of benefit you get. Let’s take a detailed look at the most relevant aspects of this December’s schedule, including all irregularities.

Complete Social Security Schedule for December

The Social Security payment schedule for December is now set, and each group will get their deposit on specific days. Below is a summary of the most important dates:

  • November 29: Supplemental Security Income (SSI) advance payment for December.
  • December 11: Beneficiaries born between the 1st and 10th of the month who receive retirement or disability and began getting benefits after May 1997.
  • December 18: Beneficiaries born between the 11th and the 20th of the month who meet the same criteria.
  • December 24: Payment for those born between the 21st and 31st of the month. This check is advanced due to the December 25 holiday.
  • December 29: Advance payment of SSI for January 2025.

It is important to note that those receiving only regular retirement benefits will get their money on one of the three dates mentioned above (December 11, 18 or 24), depending on their date of birth. On the other hand, SSI beneficiaries will be able to enjoy an additional payment on December 29, as long as they meet the requirements for this program. The organization of this calendar aims to avoid delays during the holidays, ensuring that all beneficiaries can access their financial resources in a timely manner.

December is a unique month for those who get Social Security benefits. The ability to obtain two deposits before the end of the year offers a significant advantage, especially to meet the expenses associated with Christmas celebrations and the beginning of the new year. However, it is crucial to understand that this second payment is not extra income, but rather a check for January that is paid in advance.

In this context, it is essential to properly plan the use of these funds to ensure financial stability throughout the following month. In addition, verifying that bank information is up to date and using direct deposit can help avoid any inconvenience in receiving payments.

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