The Social Security payment schedule repeats every month. This means that United States pensioners can know in advance on what day they will receive their Social Security check. The problem is that sometimes some beneficiaries see a delay in their benefits.
However, it is unusual for the Social Security Administration to send benefit checks late. It is normal in these cases for the Administration to send them on time. If you receive your cheque late, there are several things to check.
The problem of late Social Security checks is usually caused by reasons beyond the control of the Social Security Administration. Even so, there are several things we can do to make sure our check arrives on time and also in case we do not receive it.
What to do if our Social Security is late?
Most of the time, the advice regarding Social Security delays is to call the Social Security Administration, but this is not always a good idea. We need to keep in mind that the Administration always sends checks on time. In case it fails to do so, it will officially announce the delay of sending the next checks.
Therefore, we have to control the other factors that can make the cheque late. Let’s look at those factors:
- Our bank. If we cashed the check via bank deposit, the bank may hold the money. This can be due to many different reasons. If we have a mortgage, some debt, or our information is out of date, we may have delays with receiving the check.
- We can activate Direct Deposit. The fastest method of collecting Social Security is Direct Deposit. With this method, the money arrives immediately in our pocket. That makes us forget about delays in receiving the money once and for all.
- My Social Security. The online account is key to have all our data under control. We won’t have any further delays if we update the data in our online account. This, together with Direct Deposit, will ensure that we will have checks on time, month after month.
In the event that despite having everything in order our Social Security check is late, we should contact a local office. Only after you have checked all of the above and as a last resort. Even then, it is likely that the Administration has sent the check on time and we just have to wait for it to arrive in our pocket.