United States citizens who have a retirement benefit check accepted can always know the exact day they receive their Social Security check. This is a great advantage because it makes monthly financial organization much easier.
However, there are several factors to keep in mind when it comes to knowing the timing of Social Security payments. Not all retirees cash checks on the same day. Also, depending on the method of collection, the retiree will receive a check earlier or later.
On the other hand, it is also important to remember that although Social Security never sends checks late, there may be delays external to the Administration. For that reason, here you can find the possible reasons and how to act in case of these problems.
How to claim a late Social Security check?
Let’s take a look at possible problems and solutions when it comes to receiving a Social Security check. In addition, we will also look at the requirements for receiving the payment and on what day the Social Security Administration will send it.
Requirements to receive a retirement check payment.
- Have an accepted retirement check.
- To receive a check on the second Wednesday of the month. To have a birthday between the 1st and 10th of the month.
- To receive a SSA check on the third Wednesday of the month. To have a birthday between the 11th and 21st of the month.
- To receive a Social Security retirement benefit on the fourth Wednesday of the month. To have a birthday between the 21st and 31st of the month.
All this is only possible if you have activated Direct Deposit. Otherwise it will take up to three days to receive the money from SSA.
As for the problems related to the receipt of the payment, we encounter the following:
- My bank has held my payment. Your bank may have withheld payment of your Social Security check for reasons beyond the Administration’s control. Contact your bank to resolve this problem.
- SSA did not send my check. If your personal information has changed but you have not updated it in My Social Security, you may be experiencing delay problems. To fix this problem, always update your information.
In short, your bank may be holding your money. The best thing to do is to contact both your bank and your nearest Social Security office.