SSDI payments always arrive on the same day to beneficiaries in the United States. One of the great advantages of collecting a Social Security retirement or disability benefit is knowing when we cash each check. This is made possible by the calendar that the Administration provides to all beneficiaries.
However, not everything depends on Social Security’s own calendar. It is possible that the SSDI check may see some delay in getting to our pocket. And this can be due to multiple factors. But there is nothing to worry about, as it is possible to fix these types of errors. If we believe that in our individual case something like this may occur, we should fix it as soon as possible.
Since the solution is in our hands, in most cases, we should pay attention to our SSDI check. All beneficiaries always want to receive their payment on time, but not everyone takes the trouble to have everything in perfect order so that there are no delays in payments. In addition to this, it may also be the case that a retiree does not know the day he or she receives a check.
In that situation, the payment can become very difficult to understand, since we will be waiting all month to receive it. So controlling the day of the payment is the first step to avoid delays in payments. And this doesn’t just happen with SSDI, but with any other Social Security payment as well. Do you know what day you can expect to receive your next check?
SSDI can be late for this reason
The main reason SSDI may be late is entirely individual. The Social Security payment schedule does not currently provide for delays of any kind. That is, the Administration will send the checks on the established days. Therefore, if a retiree, either because of age or disability, receives a check late it is most likely their fault.
So we must do everything possible to avoid delays. First of all, we should always keep our personal information up to date. If you change your address, get married or get divorced, your private information also changes. Therefore, we must update the data directly in My Social Security. We can also do it by going to an office, but it is easier to do it online.
And this is not the only reason, as the method of collection has a big influence on the day to receive the money. So if you have Direct Deposit activated, the delay will not exist, since we will receive the check immediately. If we receive payments by direct deposit, it may take up to 3 days for the payment to appear.
The bank can withhold our Social Security
There is a different case that is totally unrelated to the Social Security Administration. Occasionally, the bank may withhold our Social Security. This would put us in a very disadvantageous situation. The reasons for the bank to withhold the check can be several.
The main one is related to the reasons why Social Security might send the check late. This is the change in personal information. If the bank sees that our last name is different from the last name of the user receiving the check, they will not give it to us until we update the data. The same happens with a change of address.
Debts can also mean a delay in the SSDI check. If we owe money to our bank, it may very well hold the money indefinitely. If this is our situation, we should immediately go to the bank to solve this problem in the best possible way.