Unemployment is not something desirable and it could be depressing. Luckily, it is more than likely that you will not be unemployed for long since the unemployment rate in the USA is very low currently. Meanwhile, it is high time you did something about it. Expenses will continue coming even if you stop working.
That is why it is essential that you sort your unemployment benefits application out as soon as possible. In this way, you will have some money to support your finances. Remember that inflation is high as well as most prices. There is no time to waste, so let us get down to business and first things first.
What is the first step to collect unemployment benefits?
Eligibility is the first thing you should take into account. It will depend on the state where you live and the requirements they have set to collect unemployment insurance benefits. The main one is the fact that you are unemployed through no fault of your own. For instance, your company had no other option but to reduce the number of workers they have due to losses.
What is more, once you know that you did not lose the job because of your fault, it is time to check your work history. All states require you to have worked for a minimum number of months before getting this unemployment insurance. Sometimes, it does not depend on your working time but on the income you might have earned.
What is the second step to obtain this benefit?
Filing is the next thing to do once you find out you are eligible to collect unemployment checks. Each state has its own department to deal with the filing process. The duration may be different as well as the amount you will get. not only does it depend on your earnings and working time, but also on your state.
On some occasions, the duration may be lower if there are low unemployment rates. While the duration could be longer when it will be hard for the unemployed to find a job quickly. Once you contact your local department they will be able to help you with any other doubt you might have.
How long will it take to get unemployment benefits in my bank account?
Unfortunately, unemployment checks take between two and three weeks to arrive after finishing the filing process. Once more, it may take longer if there are a lot of benefits to process just like during the pandemic. Once you get them, you may be able to enjoy them for up to 26 weeks. Some states may pay it for a longer or shorter period though.
Do not forget that you will have to claim this unemployment insurance benefit every week. If you forget to do so, you will not receive the amount you get per week. In addition to this, you will have to look for a job and send them proof of it. By doing so, they make sure that people are not taking advantage of this program.