Surprising Social Security Facts You Need to Know

Social Security has a lot to offer and you might be surprised at all the different possibilities it may offer you in the USA

Surprising Social Security Facts You Need to Know

Surprising Social Security Facts You Need to Know - Canva

Social Security has a lot to offer for all ages and for very different wages. One of the most interesting facts is the marriage requirements for claiming spouse’s benefits. In general, you must have been married for at least one year. Then, after that period, you could claim your spouse’s benefits. But being the parent of your spouse’s child does not require that rule.

Thus, you could claim it if you have a child since it does not apply. Another thing many people do not know is that a divorced spouse cannot claim Social Security spouse’s benefits unless they have been married for ten years. A further point is that children could get benefits too. They could claim them if they are unmarried and under 18.

Could my children claim Social Security benefits if they are 19 years old?

They could possibly claim them if they meet the Social Security requirements and are still in high school. Remember that children could receive benefits on their parent’s record if they are retired, have passed away, or have a disability. Even your grandchildren could claim it if they get no monetary support from a parent and are dependents.

What is more, parents could also claim benefits on their adult children’s record if they meet all the requirements Social Security Administration set. They could receive about 82 percent of the disability or full retirement benefit from the worker who died.

How often do you check your earnings statement?

Many US citizens ignore that there might be some errors in their earnings statements. Checking it regularly could avoid mistakes and get paid less money in future benefits. If you spot an error you can contact Social Security to correct it. Luckily, you have a big window to tell them about it. The time limit is 3 years, 3 months, and 15 days.

Besides, getting a new Social Security number may be possible under very limited circumstances. Take for example being a victim of identity theft or domestic violence. In addition, these numbers are never reused. Not even if the person has died, a new one will always be assigned. The last thing that is interesting is the fact that you can cancel your retirement application. You only have 12 months to do it though.

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