By now, any citizen of the United States knows that Medicare does not have only one part. Within this medical service we can find an infinity of services that depend on what we contract. Thus, we can know that there are Medicare Parts A and B, as well as two other parts.
In total there are 4 parts that we can enjoy with Medicare, but some of them are for payment. This means that each month we will have to pay a payment to be able to enjoy them. Among these payment parts we find the Medicare Part B premium part. However, it is possible to get this part completely free of charge.
However, not all Medicare beneficiaries, whether they have Social Security or not, can enjoy this help in Part B Premium Part. In addition, millions of disabled citizens see many advantages in this medical service, so they should pay attention for the future.
Who can receive premium Medicare without payment?
To qualify for this help with Medicare Premium, you must have limited income. If you have a low income, you may be able to get this Part Premium without having to pay a single dollar. It is a help for all those people in the United States who have little money and cannot afford this service.
Most people pay $165 a month for Medicare Part B, but Medicare Savings Programs can reduce it to $0 if you qualify! Find out how to apply: https://t.co/eKNz6HZmCq pic.twitter.com/D9T072HR0b
— Medicare.gov (@MedicareGov) March 21, 2023
Not only that, but you also need to be low-income. The qualification of both resources and low income to obtain Medicare depends a lot on each State. In addition, there are several classifications within this financial help. So we must verify that we can apply for one of these programs:
- Specified Low-Income Medicare Beneficiary (SLMB) Program
- Qualifying Individual (QI) Program
- Qualified Disabled Working Individual (QDWI) Program
- Qualified Medicare Beneficiary (QMB) Program
As we have already mentioned, each of these programs has different specifications. It also depends a lot on the State where we are, since in Hawaii, for example, the scale is totally different.
How to apply for the Saving Program?
In order to apply for the Medicare Saving Program, we must apply directly to our State. As each State is different, we cannot apply for this financial help at the federal level. So if we want to obtain this service we must contact the State.
However, the Medicare website encourages us to apply for this help even if it seems that we will not receive it. Occasionally, the scales could vary a little and make a citizen who could not obtain this benefit end up getting it.
Contact any of the States by phone or through the online service. Either method is entirely possible. You can save a lot of dollars while still receiving premium service from Medicare, so don’t waste the opportunity.