The complete schedule of payments from the United States Social Security Administration helps us organize our household finances efficiently. Because we know when the SSA will send out retirement and disability benefit payments, we can know when we will have it in our pocket. But there are times when the check may take longer. Although it may seem like government problems, this is not the case, as the Social Security Administration never sends benefits late.
If you’ve found yourself in a similar situation, you may have wondered what you can do. In addition to this, you may also want to know why your Social Security disability benefit is late. Most of the time, this problem has a really easy solution, so don’t worry if you still haven’t received this September’s payment.
The Social Security check arrives late
To know what you can do in case that your Social Security check is late, we first need to know what the reasons are. These are the reasons why the disability or retirement benefit check may be late:
- The bank is holding the money. The Social Security Administration may have sent the money but your bank is holding it. This may be due to banking problems or errors in your information. If the information your bank has about you is wrong, such as your date of birth or address, it could hold your retirement income.
- It is not yet your payday. Check the date on which you receive the money. There are three different days for retirement payments. The second, third and fourth Wednesday of the month. Depending on your date of birth, you will receive your money on one day or another. Pay close attention and check that you have not made a mistake on the wrong day before claiming your payment from Social Security.
- Your My Social Security information is wrong. The SSA cannot send you your benefit if your information is incorrect. This situation is the same with your bank. To check all your information, log in to your account and check carefully to see if there are any errors.
For any of the above problems, we have several different solutions. First, contact your bank to ask if there is a problem with the payment. Alternatively, if your bank does not offer a solution, go to your local Social Security office. You can also call 1 (800) 772-1213 and discuss your specific case.