Retirees in the United States who belong to the first of the groups to receive monthly Social Security benefits may already have their benefit money. However, not all Americans in the first group may already have the money in their pockets. This is because each citizen can cash the same check earlier or later.
The waiting time between when the Social Security Administration and when a retiree already has a check changes somewhat. The collection method or even the bank can configure the waiting time to receive this money. If we do not have the fastest collection method we may be waiting longer to receive our retirement benefit.
However, if we belong to the first group and have Direct Deposit activated, the check should already be in our pocket. This means that if we do not already have the money, we must claim payment of the check from the Social Security Administration. However, before we do this we need to check one thing, as the problem may be different from what we think it is.
How do I claim my July 3, 2023 Social Security payment?
To claim your July 3, 2023 Social Security payment we need to make sure that day is our payday. If we are well acquainted with the Administration’s payment schedule we can know that only pre-1997 retirees receive their benefit on this day.
In addition to this, we also need to make sure that we have Direct Deposit activated. Retirees who do not have this collection method must wait a few days before claiming payment. If you have Direct Deposit activated, the money appears instantly. Otherwise, we will have to wait up to 3 days to get the money.
Still, there are two main ways to claim the retirement payment.
Contact the bank
This is the first thing we have to do after checking our payday and that we have Direct Deposit activated. The bank may be holding our money for a number of reasons.
In the case of having debts the money could be withheld by the bank. Also, if the personal information is different from what is on file with the Social Security Administration, the money could also be held.
For that reason, we should always update our personal information and eliminate all debts.
Call the Social Security Administration
We don’t necessarily have to do this over the phone, but it is a quick and effective method. If the bank is unable to solve our problem, the next step is to contact the Social Security Administration.
We can contact them by phone, online or by going to one of the local offices. Remember that it is also necessary to have updated personal information.
Regardless of the method we use to contact the Social Security Administration, the Administration must solve our problem. This is the last frontier to claim our check.