Social Security in the United States is about to issue a new direct deposit payment that could reach $3,500, a significant amount for thousands of retirees who depend on this benefit each month. This payment is part of the official April schedule and will be made tomorrow, April 23, exclusively to certain groups of seniors.
The Social Security Administration organizes payments based on various factors, including date of birth and the year retirement began. Thus, not all beneficiaries get their check at the same time, which makes it essential to know which group each person is in.
This Tuesday, it is the turn of the third group of retirees, many of whom could receive amounts close to the maximum check available in 2025, provided they meet certain conditions. The good news is that the deposit is made automatically and securely into registered bank accounts.
Who will receive Social Security payments on April 23?
In order to receive the April 23 payment, retirees must meet two fundamental conditions, as established by the Administration:
- Have had their benefits approved after May 1997.
- Have been born between the 21st and 31st of the month.
These requirements determine whether they belong to group 3 of beneficiaries within the Social Security monthly payment system. If a person does not meet these two requirements, they are not entitled to payment on this date, although they may have already received the check in previous weeks or be waiting to receive it later.
In addition, it is essential that the bank details are correctly registered in the Social Security account and that there are no administrative issues that could stop or delay the deposit. Most payments arrive on time in the morning or early afternoon.
How to get the maximum Social Security check
The $3,500 that some retirees receive is the result of strategic planning throughout their working lives. To get closer to this level of benefit, there are three key factors to keep in mind:
- Work for at least 35 years, as the SSA calculates the average of the 35 highest annual salaries.
- Have a consistently high income, which increases the base on which the payment is calculated.
- Delay retirement until age 70, which allows you to receive a monthly increase for delay, even exceeding the base figure for full retirement.
Those who meet these three conditions can get up to $5,108 per month, the current cap in 2025. However, many retirees who do not reach that figure can continue to improve their check by continuing to contribute or correcting errors in their work history.
Although not everyone will be eligible for the maximum amount, knowing these factors allows you to make better long-term decisions and increase financial stability during retirement.