Applying for a Social Security retirement benefit in the United States has certain requirements. One is to reach the age of 62 and the other is to work for at least 10 years. If you meet both requirements, you will be able to receive a retirement benefit. However, under these conditions it will be very low. For this reason, it is advisable to maximize the Social Security benefit by knowing in detail all the aspects.
As far as work is concerned, having a good salary is essential for the Social Security Administration to pay you a good monthly check. With a low salary, you cannot get a high benefit. This requirement is fundamental, since the monthly payment you receive depends on the taxes paid as a worker. While it is true that there is a limit and it is quite high, it is possible to try to reach it. These jobs will help you get a benefit if you work in them before you apply for retirement.
Better jobs before Social Security
These jobs are perfect because they can give you a good amount of money. In addition to this, having one of these jobs before you apply for Social Security is perfect because they don’t involve a lot of physical exertion. This way, you will be able to increase your Social Security subsidy thanks to your experience. Can you do one of these jobs?
- Work part-time: If you think you are tired and need to stop working but can’t because your Social Security isn’t there yet, you can ask for a reduced workday. This allows you to continue working, but for less time. It will give you time off and rest while you continue to contribute and pay taxes to increase your subsidy.
- Consultant: This is one of the best options if you want to increase your Social Security contribution. If you have been working in a sector for many years, becoming a consultant is a perfect option. You will be able to make a lot of money guiding other people who want to work in the same field as you.
- Pet sitter: For this position you need to have a love for pets, but it can be a great option. You can make a lot of money as a pet sitter and, at the same time, enjoy the company of these animals.
- Party organizer: Your home can be a great source of income. To keep working before you start collecting Social Security, you can have parties in your backyard. There you can celebrate events such as birthdays or weddings.
It is important to keep in mind that to get the best possible benefit it is mandatory to contribute 35 years to Social Security, so do one of these jobs instead of waiting until you are 62 to receive your retirement subsidy.